WorldWide Tech & Science. Francisco De Jesús.
Lets take a walk through on Google Wallet about Payments, Offers & Loyalty and Security.
Payments
Give your smartphone some credit
Tap your phone to pay with the virtual payment cards stored in your Google Wallet.
When Google Wallet launches, it will support these cards:
- Citi® MasterCard®
- the Google Prepaid Card
- gift cards at participating merchants
We aim to eventually support all the payment cards you keep in your leather wallet today.
Paying with Google Wallet is quick and easy
- Look for these symbols at checkout.
- Tap your phone on the reader.Your phone sends payment, and, at some merchants, offers and loyalty information.
Citi MasterCard
It’s easy to set up a Citi MasterCard with Google Wallet. If you already have a card, open Google Wallet and enter your account information. After Citi verifies it, your credit card credentials are stored to a secure microchip on your phone. You can then tap your phone to pay. If you have a Citi MasterCard and want to confirm that it works with Google Wallet, check here.
If you do not currently have a Citi MasterCard, you can apply for one here.
Google Prepaid Card
The Google Prepaid Card is a virtual card that you can fund with any of your existing credit cards -- no Citi MasterCard required. After you activate the Google Prepaid Card in Google Wallet, you’ll get $10 in your account. Your first $10 spent with Google Wallet is on us.
You can then top up the card with additional funds from any of your plastic cards. You’ll pay no fees to top up your Google Prepaid Card at least until the end of 2011. Since the Google Prepaid Card is purely virtual, you won’t get an actual card in the mail.
The Google Prepaid Card is powered by MasterCard® and Money Network®.
Gift cards
Google Wallet can store gift cards for participating merchants. When you tap to pay at a merchant, Google Wallet transmits your gift card information to the terminal.
Offers & Loyalty
Google Offers are deals on products and services at local or online businesses. Whenever you buy or save a Google Offer, it automatically syncs to your Google Wallet so your offers are always with you.
Google Wallet can also store loyalty cards for participating merchants.
Redeeming Google Offers
At most stores, simply show your offer to the cashier at check out. The cashier will either scan the offer’s barcode or manually type it in.
At participating Google SingleTap™ merchants, you can pay and redeem your offer in a single tap via NFC.
Finding Google Offers
Google Offers are available in different Google products, such as Google Search, Maps, Latitude, and Shopper. You can also learn more about the Google Offer of the Day at www.google.com/offers.
Loyalty cards
Google Wallet can store your loyalty cards for participating SingleTap merchants. When you tap to pay at a SingleTap merchant, Google Wallet transmits your loyalty account information to the terminal so that you earn rewards for your purchase.
We're working with merchants to help them support offer redemption and loyalty via near field communication.
Security
Google Wallet is designed and engineered to enable safe, secure payments. In fact, Google Wallet’s security features go beyond what’s possible with traditional wallets and cards.
A locked wallet is a safer wallet
Google Wallet requires you to set up a Google Wallet PIN that must be entered before making a purchase. This PIN prevents unauthorized access and payments via Google Wallet. Android phones also feature a separate lock screen.
Secure technology
Google Wallet and MasterCard PayPass™ provide many layers of security.
Google Wallet stores your encrypted payment card credentials on a computer chip on your phone called the Secure Element. Think of the Secure Element as a separate computer, capable of running programs and storing data. The Secure Element is separate from your Android phone's memory. The chip is designed to only allow trusted programs on the Secure Element itself to access the payment credentials stored therein.
The secure encryption technology of MasterCard PayPass protects your payment card credentials as they are transferred from the phone to the contactless reader.
What to do if your phone is lost or stolen
Even though the Google Wallet PIN and Secure Element protect your payment card information, you should still call your issuing banks to cancel your cards.
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